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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,134 | $148,623+28.6% | $135,974+40.6% | $139,466+37.0% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.6pp |
| Annual return | 14.80% | 79.30%-64.5pp | 68.30%-53.5pp | 373.66%-358.9pp |
| Employer contribution / active EE | $4,978 | $5,246-5.1% | $4,859+2.5% | $4,754+4.7% |
| Participant deferral / active EE | $10,706 | $8,103+32.1% | $7,760+38.0% | $6,712+59.5% |
| Admin fee / account holder | $32,106 | $12,406+158.8% | $10,767+198.2% | $11,409+181.4% |