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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,665 | $105,867-19.1% | $90,760-5.6% | $134,532-36.3% |
| Participation rate | 65.0% | 78.3%-13.3pp | 75.7%-10.7pp | 81.2%-16.2pp |
| Annual return | -16.39% | -10.99%-5.4pp | -12.16%-4.2pp | 418.27%-434.7pp |
| Employer contribution / active EE | $0 | $3,464-100.0% | $2,922-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,885 | $5,217-44.7% | $4,565-36.8% | $6,401-54.9% |
| Admin fee / account holder | $3,174 | $13,936-77.2% | $8,444-62.4% | $11,429-72.2% |