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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,091 | $67,411+106.3% | $91,004+52.8% | $70,126+98.3% |
| Participation rate | 83.3% | 71.4%+12.0pp | 75.6%+7.7pp | 69.5%+13.8pp |
| Annual return | 17.52% | -40.16%+57.7pp | 4.60%+12.9pp | 73.15%-55.6pp |
| Employer contribution / active EE | $2,275 | $1,786+27.4% | $2,456-7.4% | $2,343-2.9% |
| Participant deferral / active EE | $1,831 | $2,823-35.1% | $3,548-48.4% | $3,332-45.0% |
| Admin fee / account holder | $431 | $4,236-89.8% | $5,417-92.0% | $4,645-90.7% |