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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,457 | $104,924-73.8% | $84,623-67.6% | $152,885-82.0% |
| Participation rate | 76.9% | 74.8%+2.1pp | 68.2%+8.7pp | 82.5%-5.5pp |
| Annual return | 6.87% | 373.82%-366.9pp | 258.77%-251.9pp | 345.39%-338.5pp |
| Employer contribution / active EE | $489 | $3,302-85.2% | $2,652-81.6% | $4,763-89.7% |
| Participant deferral / active EE | $3,836 | $4,689-18.2% | $3,899-1.6% | $5,851-34.4% |
| Admin fee / account holder | $904 | $6,242-85.5% | $4,913-81.6% | $11,598-92.2% |