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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,702 | $165,381+5.0% | $149,730+16.0% | $158,966+9.3% |
| Participation rate | 88.2% | 84.6%+3.7pp | 82.5%+5.8pp | 82.0%+6.3pp |
| Annual return | 11.68% | 348.29%-336.6pp | 276.70%-265.0pp | 302.95%-291.3pp |
| Employer contribution / active EE | $3,874 | $5,104-24.1% | $4,645-16.6% | $4,762-18.7% |
| Participant deferral / active EE | $6,725 | $7,182-6.4% | $6,843-1.7% | $5,983+12.4% |
| Admin fee / account holder | $29,932 | $10,809+176.9% | $9,310+221.5% | $11,250+166.1% |