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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,644 | $157,296-1.7% | $141,191+9.5% | $152,897+1.1% |
| Participation rate | 90.9% | 84.8%+6.1pp | 82.5%+8.4pp | 82.5%+8.5pp |
| Annual return | 22.24% | 64.34%-42.1pp | 71.41%-49.2pp | 345.43%-323.2pp |
| Employer contribution / active EE | $3,417 | $5,262-35.1% | $4,736-27.9% | $4,764-28.3% |
| Participant deferral / active EE | $6,412 | $7,111-9.8% | $6,710-4.4% | $5,851+9.6% |
| Admin fee / account holder | $1,781 | $12,125-85.3% | $10,264-82.6% | $11,599-84.6% |