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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,533 | $106,008-67.4% | $92,240-62.6% | $147,586-76.6% |
| Participation rate | 47.1% | 80.4%-33.4pp | 76.5%-29.4pp | 82.8%-35.8pp |
| Annual return | 10.06% | 50.05%-40.0pp | 176.29%-166.2pp | 578.59%-568.5pp |
| Employer contribution / active EE | $1,272 | $4,333-70.6% | $3,680-65.4% | $4,876-73.9% |
| Participant deferral / active EE | $1,937 | $4,478-56.8% | $3,897-50.3% | $5,439-64.4% |
| Admin fee / account holder | $0 | $6,333-100.0% | $5,194-100.0% | $10,886-100.0% |