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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,434 | $89,259-42.4% | $107,187-52.0% | $82,637-37.8% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 12.73% | 21.02%-8.3pp | 204.55%-191.8pp | 53.51%-40.8pp |
| Employer contribution / active EE | $357 | $3,080-88.4% | $3,782-90.6% | $2,552-86.0% |
| Participant deferral / active EE | $3,445 | $4,037-14.7% | $5,096-32.4% | $4,126-16.5% |
| Admin fee / account holder | $3,812 | $7,381-48.4% | $9,162-58.4% | $7,339-48.1% |