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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,581 | $95,188-45.8% | $76,518-32.6% | $135,379-61.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -12.63% | 4.85%-17.5pp | -0.27%-12.4pp | 519.79%-532.4pp |
| Employer contribution / active EE | $2,680 | $3,303-18.9% | $2,647+1.2% | $4,779-43.9% |
| Participant deferral / active EE | $6,425 | $4,640+38.5% | $3,836+67.5% | $5,609+14.5% |
| Admin fee / account holder | $5,272 | $6,249-15.6% | $4,849+8.7% | $10,828-51.3% |