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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,081 | $106,247-76.4% | $96,515-74.0% | $139,466-82.0% |
| Participation rate | 93.8% | 77.8%+15.9pp | 74.3%+19.4pp | 80.3%+13.4pp |
| Annual return | 11.21% | 38.47%-27.3pp | 35.73%-24.5pp | 373.66%-362.5pp |
| Employer contribution / active EE | $1,523 | $4,106-62.9% | $3,740-59.3% | $4,754-68.0% |
| Participant deferral / active EE | $850 | $5,456-84.4% | $4,880-82.6% | $6,712-87.3% |
| Admin fee / account holder | $8,312 | $7,885+5.4% | $6,735+23.4% | $11,409-27.1% |