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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,658 | $105,623+352.2% | $87,502+445.9% | $273,972+74.3% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 4.79% | 12.26%-7.5pp | 12.21%-7.4pp | 41.46%-36.7pp |
| Employer contribution / active EE | $13,952 | $3,141+344.3% | $2,550+447.2% | $4,869+186.6% |
| Participant deferral / active EE | $11,602 | $3,601+222.2% | $3,149+268.5% | $5,287+119.4% |
| Admin fee / account holder | $4,945 | $4,781+3.4% | $4,221+17.2% | $10,133-51.2% |