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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,696 | $90,489+22.3% | $76,051+45.6% | $145,978-24.2% |
| Participation rate | 71.4% | 74.5%-3.1pp | 69.1%+2.4pp | 80.3%-8.9pp |
| Annual return | 13.85% | 622.78%-608.9pp | 360.42%-346.6pp | 550.52%-536.7pp |
| Employer contribution / active EE | $3,134 | $3,319-5.6% | $2,690+16.5% | $4,662-32.8% |
| Participant deferral / active EE | $11,026 | $5,164+113.5% | $4,257+159.0% | $6,690+64.8% |
| Admin fee / account holder | $9,551 | $8,374+14.1% | $6,416+48.9% | $13,400-28.7% |