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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,696 | $90,614+22.2% | $76,089+45.5% | $145,877-24.1% |
| Participation rate | 71.4% | 74.5%-3.1pp | 69.1%+2.3pp | 80.3%-8.9pp |
| Annual return | 13.85% | 623.80%-610.0pp | 360.94%-347.1pp | 551.28%-537.4pp |
| Employer contribution / active EE | $3,134 | $3,324-5.7% | $2,690+16.5% | $4,663-32.8% |
| Participant deferral / active EE | $11,026 | $5,168+113.4% | $4,259+158.9% | $6,691+64.8% |
| Admin fee / account holder | $9,551 | $8,376+14.0% | $6,418+48.8% | $13,402-28.7% |