Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,003 | $58,493-76.1% | $84,021-83.3% | $72,975-80.8% |
| Participation rate | 43.4% | 61.2%-17.8pp | 69.0%-25.6pp | 69.5%-26.1pp |
| Annual return | 21.82% | 28.93%-7.1pp | 71.32%-49.5pp | 81.01%-59.2pp |
| Employer contribution / active EE | $750 | $1,163-35.5% | $1,984-62.2% | $2,440-69.3% |
| Participant deferral / active EE | $1,819 | $2,394-24.0% | $3,239-43.8% | $3,608-49.6% |
| Admin fee / account holder | $647 | $4,569-85.8% | $6,102-89.4% | $5,124-87.4% |