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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,939 | $154,228+134.0% | $145,433+148.2% | $137,256+163.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 20.56% | 74.59%-54.0pp | 66.58%-46.0pp | 220.34%-199.8pp |
| Employer contribution / active EE | $2,851 | $4,804-40.7% | $4,554-37.4% | $4,156-31.4% |
| Participant deferral / active EE | $11,640 | $8,216+41.7% | $7,897+47.4% | $6,407+81.7% |
| Admin fee / account holder | $12,452 | $14,344-13.2% | $13,129-5.2% | $12,270+1.5% |