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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,843 | $124,346-5.2% | $111,306+5.9% | $167,553-29.7% |
| Participation rate | 75.0% | 79.6%-4.6pp | 77.3%-2.3pp | 82.1%-7.1pp |
| Annual return | 7.54% | 37.46%-29.9pp | 54.67%-47.1pp | 478.89%-471.4pp |
| Employer contribution / active EE | $1,107 | $3,438-67.8% | $2,732-59.5% | $4,840-77.1% |
| Participant deferral / active EE | $1,107 | $5,182-78.6% | $4,488-75.3% | $6,343-82.5% |
| Admin fee / account holder | $2,221 | $10,623-79.1% | $7,966-72.1% | $12,316-82.0% |