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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,697 | $92,219-2.7% | $76,767+16.8% | $135,380-33.7% |
| Participation rate | 75.0% | 79.8%-4.8pp | 77.0%-2.0pp | 82.6%-7.6pp |
| Annual return | -0.32% | 5.46%-5.8pp | 2.43%-2.7pp | 519.81%-520.1pp |
| Employer contribution / active EE | $1,107 | $3,216-65.6% | $2,485-55.5% | $4,779-76.8% |
| Participant deferral / active EE | $1,259 | $4,508-72.1% | $3,852-67.3% | $5,609-77.6% |
| Admin fee / account holder | $3,409 | $10,749-68.3% | $6,675-48.9% | $10,828-68.5% |