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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,780 | $117,829+90.8% | $102,423+119.5% | $145,877+54.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.06% | 31.83%-22.8pp | 29.42%-20.4pp | 551.28%-542.2pp |
| Employer contribution / active EE | $4,615 | $3,615+27.7% | $3,023+52.7% | $4,663-1.0% |
| Participant deferral / active EE | $1,676 | $5,732-70.8% | $5,054-66.8% | $6,691-75.0% |
| Admin fee / account holder | $6,452 | $13,335-51.6% | $9,455-31.8% | $13,402-51.9% |