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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,303 | $69,252+280.2% | $64,099+310.8% | $139,456+88.8% |
| Participation rate | 75.0% | 75.6%-0.6pp | 72.3%+2.7pp | 80.3%-5.3pp |
| Annual return | 23.36% | 45.89%-22.5pp | 33.70%-10.3pp | 373.45%-350.1pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $2,748-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $4,025 | $4,683-14.1% | $3,881+3.7% | $6,711-40.0% |
| Admin fee / account holder | $2,476 | $4,248-41.7% | $3,070-19.4% | $11,407-78.3% |