Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
CITIZENS & NORTHERN BANK3 years Service code 15 · EIN 24-0756925 90-92 MAIN STREET · WELLSBORO, PA 16901 | Recordkeeping | $6,124 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,439 | $84,936-86.5% | $111,303-89.7% | $79,393-85.6% |
| Participation rate | 56.8% | 75.9%-19.1pp | 77.3%-20.5pp | 70.7%-13.9pp |
| Annual return | 15.18% | 17.45%-2.3pp | 54.66%-39.5pp | 116.87%-101.7pp |
| Employer contribution / active EE | $994 | $1,979-49.8% | $2,731-63.6% | $2,428-59.1% |
| Participant deferral / active EE | $1,501 | $3,888-61.4% | $4,487-66.5% | $4,046-62.9% |
| Admin fee / account holder | $71 | $537-86.9% | $7,966-99.1% | $627-88.7% |