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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$31,707 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,239 | $95,918+153.6% | $151,634+60.4% | $77,906+212.2% |
| Participation rate | 97.7% | 88.7%+9.0pp | 87.5%+10.3pp | 73.7%+24.1pp |
| Annual return | -19.83% | -5.50%-14.3pp | 3.32%-23.2pp | 12.16%-32.0pp |
| Employer contribution / active EE | $6,027 | $4,330+39.2% | $6,165-2.2% | $2,846+111.7% |
| Participant deferral / active EE | $19,660 | $7,508+161.8% | $8,363+135.1% | $4,805+309.1% |
| Admin fee / account holder | -$15 | $93-116.4% | $11,614-100.1% | $133-111.6% |