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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,811 | $107,353+30.2% | $92,903+50.5% | $152,885-8.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 35.10% | 145.62%-110.5pp | 109.43%-74.3pp | 345.39%-310.3pp |
| Employer contribution / active EE | $4,951 | $4,222+17.3% | $3,653+35.5% | $4,763+3.9% |
| Participant deferral / active EE | $13,670 | $4,848+182.0% | $4,238+222.6% | $5,851+133.6% |
| Admin fee / account holder | $18,975 | $7,081+168.0% | $5,795+227.4% | $11,598+63.6% |