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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,642 | $158,827-72.5% | $121,208-64.0% | $135,382-67.8% |
| Participation rate | 50.0% | 79.3%-29.3pp | 71.8%-21.8pp | 82.6%-32.6pp |
| Annual return | -8.34% | -0.64%-7.7pp | 16.93%-25.3pp | 519.77%-528.1pp |
| Employer contribution / active EE | $263 | $5,666-95.4% | $4,023-93.5% | $4,779-94.5% |
| Participant deferral / active EE | $2,204 | $4,006-45.0% | $3,345-34.1% | $5,609-60.7% |
| Admin fee / account holder | $1,610 | $6,514-75.3% | $5,020-67.9% | $10,829-85.1% |