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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,956 | $99,032-25.3% | $80,022-7.6% | $135,382-45.4% |
| Participation rate | 62.5% | 78.4%-15.9pp | 75.8%-13.3pp | 82.6%-20.1pp |
| Annual return | -7.02% | 15.39%-22.4pp | 11.22%-18.2pp | 519.77%-526.8pp |
| Employer contribution / active EE | $985 | $3,043-67.6% | $2,468-60.1% | $4,779-79.4% |
| Participant deferral / active EE | $3,550 | $4,282-17.1% | $3,686-3.7% | $5,609-36.7% |
| Admin fee / account holder | $0 | $10,436-100.0% | $6,521-100.0% | $10,829-100.0% |