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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,034 | $138,072-38.4% | $123,549-31.2% | $135,382-37.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.35% | 153.69%-158.0pp | 119.20%-123.6pp | 519.77%-524.1pp |
| Employer contribution / active EE | $3,201 | $5,152-37.9% | $4,628-30.8% | $4,779-33.0% |
| Participant deferral / active EE | $7,222 | $6,799+6.2% | $6,426+12.4% | $5,609+28.8% |
| Admin fee / account holder | $2,960 | $10,917-72.9% | $9,284-68.1% | $10,829-72.7% |