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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,109 | $198,462+12.4% | $170,439+30.9% | $147,585+51.2% |
| Participation rate | 84.6% | 88.0%-3.4pp | 83.6%+1.0pp | 82.8%+1.8pp |
| Annual return | 18.75% | 257.30%-238.6pp | 205.94%-187.2pp | 578.58%-559.8pp |
| Employer contribution / active EE | $1,468 | $6,184-76.3% | $5,433-73.0% | $4,876-69.9% |
| Participant deferral / active EE | $3,604 | $5,629-36.0% | $4,939-27.0% | $5,439-33.7% |
| Admin fee / account holder | $1,582 | $16,852-90.6% | $13,881-88.6% | $10,886-85.5% |