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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,507 | $77,145+19.9% | $108,410-14.7% | $85,856+7.7% |
| Participation rate | 69.6% | 74.7%-5.0pp | 80.1%-10.5pp | 69.3%+0.3pp |
| Annual return | 14.75% | 44.54%-29.8pp | 905.34%-890.6pp | 318.58%-303.8pp |
| Employer contribution / active EE | $2,008 | $2,379-15.6% | $3,558-43.6% | $2,565-21.7% |
| Participant deferral / active EE | $3,816 | $5,566-31.5% | $6,562-41.9% | $3,952-3.5% |
| Admin fee / account holder | $1,752 | $5,172-66.1% | $7,296-76.0% | $6,261-72.0% |