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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,189 | $105,960-38.5% | $81,726-20.2% | $158,982-59.0% |
| Participation rate | 75.0% | 75.6%-0.6pp | 72.0%+3.0pp | 82.0%-7.0pp |
| Annual return | -0.75% | 38.19%-38.9pp | 29.49%-30.2pp | 302.99%-303.7pp |
| Employer contribution / active EE | $1,597 | $7,805-79.5% | $4,311-63.0% | $4,763-66.5% |
| Participant deferral / active EE | $2,801 | $13,011-78.5% | $7,108-60.6% | $5,983-53.2% |
| Admin fee / account holder | $1,723 | $8,494-79.7% | $5,160-66.6% | $11,252-84.7% |