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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,265 | $104,544-39.5% | $76,657-17.5% | $152,897-58.6% |
| Participation rate | 75.0% | 76.6%-1.6pp | 72.1%+2.9pp | 82.5%-7.5pp |
| Annual return | 22.74% | 1014.36%-991.6pp | 1166.74%-1144.0pp | 345.43%-322.7pp |
| Employer contribution / active EE | $1,692 | $3,118-45.7% | $2,303-26.5% | $4,764-64.5% |
| Participant deferral / active EE | $2,881 | $4,236-32.0% | $3,335-13.6% | $5,851-50.8% |
| Admin fee / account holder | $1,571 | $12,286-87.2% | $6,423-75.5% | $11,599-86.5% |