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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,581 | $53,128+147.7% | $86,581+52.0% | $70,124+87.6% |
| Participation rate | 68.0% | 65.3%+2.7pp | 73.5%-5.5pp | 69.5%-1.5pp |
| Annual return | 18.48% | 27.66%-9.2pp | 965.06%-946.6pp | 73.14%-54.7pp |
| Employer contribution / active EE | $499 | $2,068-75.9% | $2,840-82.4% | $2,342-78.7% |
| Participant deferral / active EE | $2,695 | $2,6950% | $3,609-25.3% | $3,332-19.1% |
| Admin fee / account holder | $1,577 | $3,584-56.0% | $4,904-67.8% | $4,645-66.0% |