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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,041 | $90,486+26.0% | $78,676+45.0% | $273,972-58.4% |
| Participation rate | 70.8% | 76.5%-5.7pp | 73.6%-2.7pp | 83.0%-12.2pp |
| Annual return | 10.50% | 75.62%-65.1pp | 62.19%-51.7pp | 41.46%-31.0pp |
| Employer contribution / active EE | $474 | $3,175-85.1% | $2,850-83.4% | $4,869-90.3% |
| Participant deferral / active EE | $2,735 | $3,901-29.9% | $3,517-22.2% | $5,287-48.3% |
| Admin fee / account holder | $1,702 | $5,263-67.7% | $4,510-62.3% | $10,133-83.2% |