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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,190 | $148,582-10.4% | $135,942-2.0% | $139,456-4.5% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 29.83% | 79.26%-49.4pp | 68.28%-38.4pp | 373.45%-343.6pp |
| Employer contribution / active EE | $1,032 | $5,245-80.3% | $4,858-78.8% | $4,753-78.3% |
| Participant deferral / active EE | $2,950 | $8,101-63.6% | $7,759-62.0% | $6,711-56.0% |
| Admin fee / account holder | $959 | $12,402-92.3% | $10,764-91.1% | $11,407-91.6% |