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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $728,695 | $109,872+563.2% | $98,483+639.9% | $167,536+334.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 16.56% | 1959.31%-1942.8pp | 1494.38%-1477.8pp | 478.82%-462.3pp |
| Employer contribution / active EE | $19,813 | $3,225+514.3% | $2,961+569.2% | $4,839+309.4% |
| Participant deferral / active EE | $19,530 | $4,673+317.9% | $4,276+356.7% | $6,342+207.9% |
| Admin fee / account holder | $3,003 | $6,757-55.6% | $5,953-49.6% | $12,315-75.6% |