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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $695,604 | $100,938+589.1% | $90,461+669.0% | $158,982+337.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 12.24% | 1727.20%-1715.0pp | 1294.76%-1282.5pp | 302.99%-290.7pp |
| Employer contribution / active EE | $21,067 | $3,691+470.7% | $3,264+545.4% | $4,763+342.3% |
| Participant deferral / active EE | $18,396 | $4,350+322.9% | $3,964+364.0% | $5,983+207.4% |
| Admin fee / account holder | $3,808 | $6,510-41.5% | $5,617-32.2% | $11,252-66.2% |