Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,136 | $45,152-4.5% | $73,836-41.6% | $59,633-27.7% |
| Participation rate | 53.7% | 64.0%-10.4pp | 73.4%-19.8pp | 68.7%-15.0pp |
| Annual return | -4.85% | 27.40%-32.3pp | 2268.06%-2272.9pp | 2041.45%-2046.3pp |
| Employer contribution / active EE | $1,570 | $1,901-17.4% | $2,787-43.7% | $2,203-28.7% |
| Participant deferral / active EE | $2,192 | $2,573-14.8% | $3,583-38.8% | $3,192-31.3% |
| Admin fee / account holder | $1,703 | $3,515-51.5% | $4,882-65.1% | $4,297-60.4% |