Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,337 | $89,364+10.0% | $141,177-30.3% | $72,983+34.7% |
| Participation rate | 50.0% | 75.1%-25.1pp | 82.5%-32.5pp | 69.5%-19.5pp |
| Annual return | 21.74% | 111.86%-90.1pp | 71.40%-49.7pp | 81.01%-59.3pp |
| Employer contribution / active EE | $559 | $3,115-82.0% | $4,736-88.2% | $2,440-77.1% |
| Participant deferral / active EE | $4,374 | $5,419-19.3% | $6,710-34.8% | $3,608+21.2% |
| Admin fee / account holder | $2,497 | $5,959-58.1% | $10,263-75.7% | $5,124-51.3% |