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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,961 | $57,352-19.9% | $83,831-45.2% | $64,173-28.4% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -6.74% | 11.38%-18.1pp | 850.99%-857.7pp | 7.63%-14.4pp |
| Employer contribution / active EE | $7,828 | $2,546+207.5% | $3,631+115.6% | $2,381+228.8% |
| Participant deferral / active EE | $1,032 | $2,993-65.5% | $4,082-74.7% | $3,470-70.3% |
| Admin fee / account holder | $5,220 | $4,046+29.0% | $5,479-4.7% | $4,887+6.8% |