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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,930 | $56,894-26.3% | $84,753-50.5% | $62,881-33.3% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 4.51% | 6.30%-1.8pp | 22.78%-18.3pp | 20.14%-15.6pp |
| Employer contribution / active EE | $7,887 | $2,400+228.7% | $3,574+120.7% | $2,281+245.8% |
| Participant deferral / active EE | $553 | $2,709-79.6% | $3,712-85.1% | $3,203-82.7% |
| Admin fee / account holder | $3,881 | $3,581+8.4% | $5,333-27.2% | $4,296-9.7% |