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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,851 | $140,592-19.0% | $123,106-7.5% | $125,388-9.2% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | 4.20% | 16.80%-12.6pp | 13.22%-9.0pp | 282.24%-278.0pp |
| Employer contribution / active EE | $1,500 | $6,041-75.2% | $5,151-70.9% | $4,866-69.2% |
| Participant deferral / active EE | $8,092 | $6,980+15.9% | $6,229+29.9% | $5,352+51.2% |
| Admin fee / account holder | $19,869 | $11,198+77.4% | $9,015+120.4% | $9,541+108.3% |