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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,604 | $83,908+186.7% | $68,509+251.2% | $125,388+91.9% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | -2.15% | 14.48%-16.6pp | 8.27%-10.4pp | 282.24%-284.4pp |
| Employer contribution / active EE | $9,480 | $3,031+212.8% | $2,278+316.2% | $4,866+94.8% |
| Participant deferral / active EE | $9,289 | $4,125+125.2% | $3,382+174.6% | $5,352+73.6% |
| Admin fee / account holder | $526 | $8,982-94.1% | $5,275-90.0% | $9,541-94.5% |