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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,081 | $85,171+451.9% | $172,752+172.1% | $72,975+544.2% |
| Participation rate | 76.5% | 70.1%+6.4pp | 82.6%-6.2pp | 69.5%+7.0pp |
| Annual return | 21.88% | 27.32%-5.4pp | 802.97%-781.1pp | 81.01%-59.1pp |
| Employer contribution / active EE | $12,746 | $3,324+283.4% | $5,144+147.8% | $2,440+422.4% |
| Participant deferral / active EE | $9,150 | $3,260+180.7% | $5,198+76.0% | $3,608+153.6% |
| Admin fee / account holder | $61,290 | $5,880+942.3% | $13,955+339.2% | $5,124+1096.1% |