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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,841 | $75,962+329.0% | $154,108+111.4% | $64,173+407.8% |
| Participation rate | 73.2% | 70.4%+2.8pp | 83.0%-9.9pp | 69.6%+3.6pp |
| Annual return | -4.91% | 30.32%-35.2pp | 735.21%-740.1pp | 7.63%-12.5pp |
| Employer contribution / active EE | $10,217 | $3,350+205.0% | $5,298+92.9% | $2,381+329.1% |
| Participant deferral / active EE | $8,570 | $3,175+169.9% | $5,081+68.7% | $3,470+147.0% |
| Admin fee / account holder | $3,962 | $5,589-29.1% | $13,411-70.5% | $4,887-18.9% |