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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,523 | $78,694+26.5% | $67,653+47.1% | $125,388-20.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -3.45% | 9.46%-12.9pp | 6625.22%-6628.7pp | 282.24%-285.7pp |
| Employer contribution / active EE | $3,648 | $3,044+19.8% | $2,266+61.0% | $4,866-25.0% |
| Participant deferral / active EE | $4,594 | $4,292+7.0% | $3,560+29.0% | $5,352-14.2% |
| Admin fee / account holder | $1,932 | $7,403-73.9% | $4,821-59.9% | $9,541-79.7% |