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| Provider | Service type | Compensation |
|---|---|---|
FIDUCIARY CONSULTING GROUP8+ years Filed as: FIDUCIARY CONSULTING GROUP INC Service code 14 1832 WARD DR STE 101 PO BOX 11408 · MURFREESBORO, TN 37129 | Plan Administrator | $31,877 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $27,151 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY Service code 26 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Participants) | $24,960 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,157 | $62,409+12.4% | $120,574-41.8% | $74,459-5.8% |
| Participation rate | 88.3% | 56.8%+31.5pp | 71.9%+16.3pp | 67.2%+21.1pp |
| Annual return | 11.37% | 18.62%-7.3pp | 107.42%-96.1pp | 1369.70%-1358.3pp |
| Employer contribution / active EE | $3,857 | $1,847+108.9% | $3,471+11.1% | $2,626+46.9% |
| Participant deferral / active EE | $7,985 | $2,888+176.5% | $4,996+59.8% | $4,350+83.6% |
| Admin fee / account holder | $553 | $2,394-76.9% | $9,445-94.1% | $1,945-71.6% |