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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,428 | $135,956-46.7% | $123,894-41.5% | $273,972-73.6% |
| Participation rate | 84.2% | 84.1%+0.1pp | 81.4%+2.8pp | 83.0%+1.2pp |
| Annual return | 11.20% | 56.63%-45.4pp | 47.52%-36.3pp | 41.46%-30.3pp |
| Employer contribution / active EE | $2,577 | $5,170-50.2% | $4,617-44.2% | $4,869-47.1% |
| Participant deferral / active EE | $3,765 | $6,343-40.6% | $5,984-37.1% | $5,287-28.8% |
| Admin fee / account holder | $2,335 | $9,817-76.2% | $8,357-72.1% | $10,133-77.0% |