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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,297 | $75,541-52.0% | $152,093-76.1% | $82,637-56.1% |
| Participation rate | 90.2% | 66.5%+23.7pp | 77.8%+12.4pp | 68.1%+22.1pp |
| Annual return | 11.39% | 32.56%-21.2pp | 66.36%-55.0pp | 53.51%-42.1pp |
| Employer contribution / active EE | $2,345 | $2,622-10.6% | $4,175-43.8% | $2,552-8.1% |
| Participant deferral / active EE | $2,677 | $3,206-16.5% | $5,451-50.9% | $4,126-35.1% |
| Admin fee / account holder | $5,795 | $6,405-9.5% | $14,497-60.0% | $7,339-21.0% |