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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,840 | $102,065+293.7% | $453,569-11.4% | $85,847+368.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.0%+22.0pp | 69.3%+30.7pp |
| Annual return | 13.41% | 25.44%-12.0pp | 64.43%-51.0pp | 318.61%-305.2pp |
| Employer contribution / active EE | $12,191 | $2,852+327.5% | $4,072+199.4% | $2,565+375.2% |
| Participant deferral / active EE | $8,030 | $4,789+67.7% | $6,211+29.3% | $3,952+103.2% |
| Admin fee / account holder | $38,850 | $5,717+579.6% | $11,214+246.4% | $6,261+520.5% |