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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,093 | $149,333+92.2% | $106,387+169.9% | $135,380+112.1% |
| Participation rate | 100.0% | 81.5%+18.5pp | 77.5%+22.5pp | 82.6%+17.4pp |
| Annual return | -6.30% | 0.52%-6.8pp | 0.25%-6.6pp | 519.81%-526.1pp |
| Employer contribution / active EE | $8,174 | $4,984+64.0% | $3,520+132.2% | $4,779+71.1% |
| Participant deferral / active EE | $7,781 | $7,230+7.6% | $5,421+43.5% | $5,609+38.7% |
| Admin fee / account holder | $7,909 | $15,952-50.4% | $7,510+5.3% | $10,828-27.0% |