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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,569 | $77,816+227.1% | $123,552+106.0% | $64,173+296.7% |
| Participation rate | 95.6% | 74.7%+20.8pp | 82.3%+13.3pp | 69.6%+26.0pp |
| Annual return | -5.79% | 12.49%-18.3pp | 119.20%-125.0pp | 7.63%-13.4pp |
| Employer contribution / active EE | $8,766 | $3,014+190.8% | $4,628+89.4% | $2,381+268.2% |
| Participant deferral / active EE | $7,960 | $5,240+51.9% | $6,426+23.9% | $3,470+129.4% |
| Admin fee / account holder | $4,070 | $5,519-26.3% | $9,285-56.2% | $4,887-16.7% |