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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,619 | $85,766+214.4% | $136,298+97.8% | $70,126+284.5% |
| Participation rate | 97.8% | 74.2%+23.7pp | 81.9%+15.9pp | 69.5%+28.3pp |
| Annual return | 17.18% | 31.46%-14.3pp | 5156.27%-5139.1pp | 73.15%-56.0pp |
| Employer contribution / active EE | $8,770 | $2,966+195.7% | $4,696+86.8% | $2,343+274.4% |
| Participant deferral / active EE | $3,104 | $5,051-38.5% | $6,247-50.3% | $3,332-6.8% |
| Admin fee / account holder | $5,647 | $5,421+4.2% | $9,244-38.9% | $4,645+21.6% |