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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,000 | $85,766+437.5% | $136,298+238.2% | $70,126+557.4% |
| Participation rate | 97.9% | 74.2%+23.7pp | 81.9%+16.0pp | 69.5%+28.3pp |
| Annual return | 12.24% | 31.46%-19.2pp | 5156.27%-5144.0pp | 73.15%-60.9pp |
| Employer contribution / active EE | $7,066 | $2,966+138.2% | $4,696+50.5% | $2,343+201.6% |
| Participant deferral / active EE | $13,378 | $5,051+164.8% | $6,247+114.1% | $3,332+301.5% |
| Admin fee / account holder | $7,705 | $5,421+42.1% | $9,244-16.7% | $4,645+65.9% |